- Victoria Desano is discussing health insurance options for self-employed individuals in the US.
- Traditional healthcare marketplace options can be subsidized if the individual is not anticipating making a lot of money.
- HMOs are a cheaper option for premiums, but PPOs allow for more provider options.
- Private health insurance companies are a good option for those making upwards of $50,000 a year.
- Plans can be adjusted to have lower deductibles and higher premiums or vice versa.
- Lesser known options can be used in conjunction with traditional options to save money.
- Desano will share tips and tricks for saving money on medical bills.
- Viewers are encouraged to like and subscribe to Desano’s channel.
Victoria Desano, a YouTuber, discusses health insurance options for self-employed individuals and those in the gig economy. She highlights the traditional healthcare marketplace option, which can be subsidized for those making a certain amount. Desano suggests choosing a plan based on lifestyle, medications, and coverage. She also mentions private health insurance companies as an option for those making upwards of $50,000 a year. Plans can have lower deductibles but higher monthly premiums or vice versa. Desano recommends researching and comparing options to find the best fit. Additionally, she shares lesser-known options, such as health sharing ministries, which involve members pooling funds to cover medical expenses, and direct primary care, which involves paying a monthly fee to a primary care physician for unlimited access to their services. Desano emphasizes the importance of understanding coverage and costs, as well as utilizing resources to save money on medical procedures.
- Traditional healthcare marketplace option can be subsidized for those making a certain amount
- Private health insurance companies can be an option for those making upwards of $50,000 a year
- Plans can have lower deductibles but higher monthly premiums or vice versa
- Research and compare options to find the best fit
- Lesser-known options include health sharing ministries and direct primary care
- Understand coverage and costs, and utilize resources to save money on medical procedures